Let everyone buy their own plan. Get it away from the employer completely. Include a tax on the premium that is used to fund a pool to help the poor and the high risk get vouchers for coverage. Encourage Health Savings Accounts and high deductible policies with tax credits or deductions. Set basic guidelines for insurance companies to keep premiums affordable when a claim is failed.

McCain’s proposal to tax health insurance benefits sounds harsh but the purpose is to erase the tax advantage the company has to buy your insurance while an individual gets no preferential tax treatment.

The real objective to restore individual control to people’s health care.

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