Our financial system is man made; controlled by laws passed by legislators, administered by some very educated bureaucrats , and often staffed by Phds. We have numerous agencies from the SEC to the FDIC to the Fed to Fannie Mae and many more.  Our financial system is designed and run by the top minds in business.  Every lever and every action is in the hands of some of the smartest  men and women  in the country. Yet few predicted or were able to protect us against odds that led to the collapse of our very man controlled financial system.  The history of our financial system is filled with such failures.

Yet we are supposed to believe that a climate system that is well beyond the control of man, and far more interrelated and complicated than our financial system can be known and predicted with such a high degree of certainty that we should make wholesale changes in our economy and our lives or face catastrophic consequences.